After the brutal losses so many of us suffered in the market downturn, many investors -- especially those nearing retirement -- are looking for safer ways to grow their money. Today, the Dolans help a Walletpop reader make the most of her CDs without sacrificing safety. Read more about it here.

WalletPop Wire

    Extreme home makeover, Part V: $55,000 later, we're finally done

    Barbara Bartlein Filed Under: , , ,

    This is the last of a five-part series about how the writer and her husband, Charlie, tackled a major overhaul of their home and the pitfalls they faced along the way. To read the first installment click here.

    The workers are gone, the dumpster was picked up, and we are touching up the stain and paint. Now that things are finished, we are so glad that we put in the quality finishes and the extra touches we wanted. The total cost was around $55,000 -- twice as much as we had originally planned.

    The investment is definitely worth it. Now we have new plumbing throughout the house, updated electrical, refinished floors, and a state-of-the-art kitchen -- all upgrades that are bound to boost the value of our home if we ever decide to sell.


    Extreme home makeover, Part IV: Progress at last, but roadblocks remain

    Barbara Bartlein Filed Under: , , , ,

    This is the fourth part of a five-part series about how the writer and her husband, Charlie, tackled a major overhaul of their home and the pitfalls they faced along the way. To read the first installment click here.

    We continue to eat dust and stumble through piles of stuff. In spite of the inconveniences, I was starting to feel positive about the progress -- that is, until a large semi-truck pulled up to deliver the dome that goes over the tub.

    Rick, our contractor, and my husband soon discovered the dome weighed close to 400 pounds. With daggers in their eyes, they asked, "And just how are we suppose to get this thing out?" Fortunately. I remembered reading on the website that the dome was actually quite light -- it was the packing that was so heavy. Grumbling and swearing under their breath, they emerged about 15 minutes later with a fiberglass dome to be temporarily stored in the living room.

    Tom's Take: It always makes sense to add the cost of a few visits with your chiropractor to every home improvement budget.


    E-filing tips that should save time, if not money

    Kelly Phillips Erb Filed Under: , , ,

    If the trend in e-filing continues, the IRS expects more than 100 million individual taxpayers to file their tax returns electronically for the 2009 tax year.

    More than one-third of those taxpayers will file by personal computer; the remainder will use a professional tax preparer or free file at an IRS site. No matter how you choose to e-file this year, following are some tips to make it as easy as possible.



    IRS' e-file program gaining users

    Kelly Phillips Erb Filed Under: , ,

    Chances are, you filed your federal taxes electronically this year.

    According to the IRS, about two out of every three individual taxpayers elected to e-file in 2009, up almost 6% from returns filed electronically in 2008. That works out to just a few million returns shy of 100 million individual returns, or 67% of tax returns.

    It's a pretty incredible increase for the IRS e-file program which began just more than 20 years ago. In 1986, the first year of the program, just 25,000 refund-only returns were accepted in three locations, less than 1% of the returns filed in 2009.

    Faces of loan modification: Kathy Partak, Auburn, Calif.

    Amy Pyle Filed Under: , , , , , ,

    How well is the government's loan modification working? WalletPop's four-part special report continues with profiles of some of those trying to get help. To read the overview, click here.

    Kathy Partak went into loan modification armed with the powerful combination of knowledge and motivation. She had worked in the mortgage business, so she knew her rights and the right vocabulary to use. And she had a step-rate loan that was about to step up dramatically.

    Add to that an on-the-job shoulder injury that left her unemployed and Partak figured she was a perfect candidate for modifying the loan on her three-bedroom home in Auburn, Calif.

    But Chase Manhattan Bank denied her a modification, Partak said, telling her, "Unemployment is not a permanent hardship."

    "Hopefully not!" said Partak, 42. "But it's one of the reasons they allow for on their paperwork of qualification."

    Extreme home makeover, Part III: Falling victim to project creep

    Barbara Bartlein Filed Under: , , ,

    This is the third part of a five-part series about how the writer and her husband, Charlie, tackled a major overhaul of their home and the pitfalls they faced along the way. To read the first installment click here.

    The situation is deteriorating fast. A large part of the problem is our fault, we're falling victim to an all-too-common disorder in the industry called project creep.

    It works like this: If we are going to put in a new hallway floor, why not rip up the carpet upstairs and do all the floors there, too? And if we are going to do the upstairs, then it only make sense to do the downstairs as well. Since we got such a good deal on the granite, why don't we put new counter tops in the kitchen? For that matter, why not get new appliances? After all, the plumber and electrician are already here. They can get things hooked up. Don't you think the whole thing will look lousy if we don't re-tile the kitchen back splash? Why not, it already has a hole in it from the plumber. And so on...


    Call of Duty: Retail's silver bullet to boost sales figures

    Gina Roberts-Grey Filed Under: , ,

    Lovers of Activision Blizzard Inc.'s latest offering Call of Duty: Modern Warfare 2, propelled the first-day sales numbers into the record books, raking in an estimated $310 million in North America and the United Kingdom alone. A move sure to help the gaming industry's slumping October sales.

    Fans of the game waited in lines for hours to for the clock to strike midnight on Tuesday, November 10, contributing to Activision's estimates that it sold about 4.7 million copies of the game in the first 24 hours it was available. That makes Call of Duty: Modern Warfare 2 the biggest-selling launch in the history of entertainment.

    The game, which sells for $60 and plays on Windows-based computers, Microsoft's Xbox 360 and Sony's PlayStation 3, is sure to be at the top of many Black Friday shopper's lists.

    Shoppers hoping to save a Black Friday buck or two on Call of Duty should check Best Buy's Black Friday ad. And not just for Call of Duty deals. The retailer will be offering several hot new releases at reduced Black Friday prices. For instance, Left For Dead 2, which will debut on Nov 17 for $60 will list 10 days later for $34.99

    For other red-hot Black Friday deals and news coverage stay tuned to WalletPop's Black Friday Deals 2009.

    Green shoots: Clean tech is the fastest growing job market

    Andrea Chalupa Filed Under: ,

    Jobs in the clean technology industry are growing twice as fast as the national average. So that's where the jobs are. Walletpop spoke with Ron Pernick, co-founder of West Coast-based Clean Edge and the author of The Clean Tech Revolution, to find out what these jobs are, how to land one, and, most importantly, how much they pay.

    Here are some highlights from Clean Edge's recent report, Clean Tech Job Trends 2009, which I highly recommend you read if you want to know if this industry is for you. There are lots of resources for clean tech job trainings, education and job search engines, after the jump.




    According to the report, jobs vary from accountant -- there's one we've heard before -- to wind turbine technician. From the report, here's a sample of jobs and their salaries:
    • Hardware Design Engineer, Smart Grid $87,700 Mid-Level; requires Engineering Bachelor's
    • Welder, Cutter, Solderer, or Brazer, Wind Power; salary: $50,300 Mid-Level; requires: High School/Associate's Degree
    • Wind Turbine Technician, Wind Power; salary: $52,600 Entry-Level; requires: Bachelor's Degree
    • Construction Superintendent, Wind Power; salary: $74,000 Senior-Level; requires: Bachelor's Degree
    • Field Service Engineer, Wind Power; salary: $62,400 Mid-Level; requires: Engineering Bachelor's Degree
    But can these jobs be outsourced?

    $1.6 million raised for St. Jude Children's Research Hospital at 'Taste of New York'

    Amanda Gordon Filed Under:

    Raising money for a good cause and eating your heart out is a pretty powerful combination.

    In its 20 years, the Wall Street "Taste of New York" has raised nearly $30 million to help St. Jude Children's Research Hospital continue its groundbreaking research and lifesaving care for children battling cancer and other deadly diseases.

    The "Taste of New York" is the largest single fund-raising event held on behalf of St. Jude each year. The engine behind it consists of the restaurants that donate their time and food, and the Wall Street Committee that garners the support of companies and colleagues who sponsor the event and purchase tickets.

    The event brings the financial community together, with committee members and co-chairs hailing from Goldman, J.P. Morgan, SAC Capital Advisors, AllianceBernstein, Bank of America-Merrill Lynch, Zweig-DiMenna Associates, and many more.

    The money helps St. Jude continue its commitment that no child is ever turned away because of a family's inability to pay. St. Jude is the only pediatric cancer research center where families never pay for treatment not covered by insurance.

Markets

U.S. open in 26 hrs, 40 mins
10,270.47
73.00
 
0.72%
2,167.88
18.86
 
0.88%
1,093.48
6.24
 
0.57%

The Savings Experiment

Interest Rates

TypeCurrentAPR
30 yr fixed mtg5.02%5.15%
5/1 ARM4.09%3.79%
$30K HELOC5.23%0.00%
36 month new car loan6.45%0.00%
1 yr CD1.60%1.62%

Interest Rates Provided by Bankrate.com

Compare Rates in Your Area

Track Your Stocks Here!
Find out why more people track their portfolios on AOL Money & Finance than anywhere else.

Buy Stocks At...

Headlines From WalletPop Partners

Consumer Reports
Smart Money
Kiplinger.com
    CNBC
    MainStreet
    Bankrate.com

    More Great Sites

    BloggingStocks
    Luxist
    AOL Real Estate
    RentedSpaces
    DailyFinance
    WalletPop UK

    Visit Money & Finance for stock quotes, the web's best online portfolio manager and the latest business & market news. Find out about every aspect of personal finance and money management, from finding the best mortgage rates and preventing identity theft to making money, saving money and investing money.